• Sophie The Money Medic

Why I Know What I'm Talking About!

Updated: Apr 3, 2020

Improving Your Credit Score and Managing Your Personal Finances; Why I Know What I'm Talking About!

You may be wondering what “qualifies” me, to be handing out these tips and hints about improving your #CreditScore, and managing your personal #Finances. 🧐

Well, in a nut-shell, without publishing my CV online (which would be very boring to read!): I'm an ACCA Qualified Accountant

I did all the exams through gritted teeth. 😬

As soon as I passed the last exam, I gave up formal accountancy. #NotForMe #NoThanks I love numbers; and saving interest on Credit Cards (etc), is purely mathematical. You pay off the highest rate first.

My husband and I set up our own Car Sales and Servicing business 5 years ago, and we now have a great team of 7 full-time staff. My role at Cator Family Car Sales is now just

occasional sales, plenty of tea-making, and more importantly; balancing and budgeting the money side of things. 🤓

I've had fight to have false information removed from family credit files.

I almost took a well-known mobile phone provider to court. In the end, they admitted liability, removed the false entry AND send me chocolates with flowers.


I'm fully subscribed to paying packages for all three UK #CreditAgencies. I use live examples to demonstrate my points. I'm passionate about helping people, and to be able to use my #NerdSkills to do so, is a #WinWin for me 🤓

This is why I offer FREE tips and hints on my Social Media. My ideal scenario, is for you to only pay for Money Medic services once. I want to teach you how to #TakeBackControl of your own #Finances.

What I Don't Offer

I am not a Debt Counsellor / Debt Advisor. If you are in significant debt, struggling to make payments and need help, please contact the National Debt-line or another debt charity: https://www.gov.uk/national-debtline

I am not an IFA (Independent Financial Advisor). I can't and I won't recommend financial products to you. Being an IFA is a regulated industry, and they know their stuff. I can however, recommend some IFA's to you, if that's what you need.

So that's it, at least for now. I don't want to bore you to tears with a ridiculously long #BlogPost about numbers and money.... ! 😂

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